Gemini Credit Card vs. SoFi Credit Card Comparison Chart

It’s a credit card unlike any other. Earn 2% unlimited cash back when you redeem it* to save, invest, or pay down an eligible SoFi loan—plus there’s no annual fee. The SoFi Credit Card now lets you redeem points straight into crypto. You’ll earn 2% cash back on all purchases and can redeem it directly into crypto with your SoFi active invest account. Get 2% cash back on all purchases when you redeem it to pay down eligible debt, save, or invest with SoFi. Get 1% when redeeming for a SoFi Credit Card statement credit. Make 12 monthly on-time payments of at least the minimum payment due, and we'll lower your APR by 1%. It’s that easy. A credit card that can help you achieve your financial goals? Yep, it’s true. Applying won't impact your credit score. Set a budget for each month and get a notification when you are close to reaching your budget. Travel internationally without worrying about the fees.