Best Free Money Transfer Services

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.

With Skrill you have an online wallet. You can pay online, send money, have a Skrill card, and a loyalty programme. Skrill has been helping to make it, send it and spend it for millions of customers since 2001. So wherever you are and whatever you want to do with your money, just skrill it.

9 million merchants rely on PayPal to build, run, and grow their business. Get the tools, products, financing, and support you need to help establish or grow your business – from processing payments and building a website to shipping and marketing. We even give you access to business loans* that can provide merchant funding to help you start and drive future growth. Get paid online or in-person. Whether you need online invoicing, a customized checkout for your website, or a card reader for processing on-the-go transactions, we have a solution for your business. Choose from a selection of products and services designed to simplify your day-to-day operations, like tools for tracking payments, printing shipping labels, and so much more. Explore merchant lending options that can provide you with fast access to the money your business needs now, plus a way to offer your customers financing that lets them pay over time, while you get paid upfront.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

M-PESA is Africa's most successful mobile money service and the region’s largest fintech platform. M-PESA is the preferred way to make payments across the continent both for the banked and unbanked due to its safety and unmatched convenience. It also provides financial services to millions of people who have mobile phones, but do not have bank accounts, or only have limited access to banking services. Now, M-PESA provides more than 51 million customers across seven countries in Africa with a safe, secure, and affordable way to send and receive money, top-up airtime, make bill payments, receive salaries, get short-term loans, and much more. Customers register for the service at authorized agents, often small mobile phone stores or other retailers such as barbers, butchers, bakers, etc. and then deposit cash in exchange for electronic money. Customers can then send money to their family or friends throughout the country.

Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.

We provide transparent pricing, fast payments, world-class security, hedging strategies, and support to take your business into the next generation of global FX payments. Send money, manage your account and track transfers 24/7 from any device. Payments can be delivered to your beneficiary account in as little as 2 hours. Our most important offering is to safeguard client money at all times. We guarantee 100% safety of client funds and use 256-bit encryption on our online platform. Our impressive numbers will give a business of any size the confidence they have chosen the right FX and payments provider. Clean, easy-to-use, feature-rich dashboard, giving you a snapshot of your account, recent transactions, and outstanding tasks. Select your currency pair, choose the date you want to settle the trade, and get your quote, you have 20 seconds to confirm. Full view of all your beneficiaries with quick links for further tasks.

Receive payments from the United States into a regulated US account and withdraw your funds when you need them and need them. Just pay a fixed monthly subscription of $4.99 for your receiving account. Enjoy unlimited transfers, with no transaction fee, from the US with a guaranteed exchange rate. One monthly subscription, unlimited transfers. The best exchange rate in the market, with a guarantee. Money withdrawals at the local bank of your choice, as often as you choose. No minimum amount per transaction. The more money you transfer, the more you save. Open your Higlobe account and you will get a US-receiving bank account. Finally, a platform built by international workers specifically for the global workforce. Receive payments from your customers, employers, and business partners in the US. Higlobe converts the payment into asset-backed stablecoin and stores it in your Higlobe account. Provide your account information to your US employer or customer and get paid.

Multi-currency account with international payments, accounting, legal, and virtual office services. We call it Business-in-a-Box. The only financial platform you need to start, run and grow your business. Send and receive payments from more than 150 countries at competitive FX rates. Multi-currency accounts with local bank details in 14+ major currencies. SWIFT, SEPA, Faster Payments and 7+ local payment schemes. Manage accounting and legal tasks of any complexity in one place.

Sendwave is a digital money transfer service that enables users to send funds quickly and securely to loved ones in select countries across Africa, Asia, Latin America, and the Caribbean. The platform offers competitive exchange rates and low fees, ensuring that more of your money reaches its intended recipient. Transfers can be made directly from your smartphone, eliminating the need for physical locations or lengthy processes. Sendwave supports various payout options, including bank deposits, mobile wallets, and cash pickups, depending on the recipient's location. The service is available 24/7, providing assistance whenever needed. Skip the line and send money from your phone to your loved ones in seconds. We are available to chat 24/7 if you need any help. Link your debit card, verify your identity, and send in minutes. At Sendwave, we're on a mission, to make sure your money gets to your friends and family, as safely and effortlessly as possible.

TransferGo makes international money transfer simpler, safer, and cheaper for millions of users worldwide. We offer fast, low-cost transfers at excellent rates, sending to 164 countries and 41 currencies (and counting). TransferGo is an international online money transfer service that provides direct currency conversion at a fixed rate. Founded in 2012, TransferGo is headquartered in Vilnius, Lithuania, with additional offices in London, Kaunas, Warsaw, and Kraków. The platform supports multiple payout options like bank, card, and wallet transfers but does not offer cash payouts through physical stores, partnering locally in some markets for cash distribution. TransferGo serves over 7 million customers across more than 160 countries. Send money to almost any country on the planet. Send money to cards, bank accounts, e-wallets, and even cash. Send money from your card or bank account.

OrbitRemit is an international money transfer service that enables individuals to send funds online from Australia and New Zealand to over 45 countries, including the Philippines, India, China, Thailand, and the USA. The platform offers a user-friendly mobile app and website, providing features such as rate alerts, transfer tracking, live chat support, and rewards for frequent users. Transfers are typically completed within 1 to 3 working days, depending on the destination and payment method. OrbitRemit boasts a 4.8/5 rating on Trustpilot, reflecting its reputation for reliability and customer satisfaction. The service is regulated by AUSTRAC in Australia and the Department of Internal Affairs in New Zealand, ensuring compliance with financial regulations. ​

Faster, cheaper global money transfers, the money transfer service for hard-working people. Instant or one-hour transfers possible to 80+ countries 24/7 delivery to selected countries (no weekend delays). Set up your first transfer in minutes. Your first two transfers are fee-free! Great rates & low fees, save up to 90% compared to banks and traditional money transfer providers. Regulated by financial institutions in the UK and the EU, anti-fraud and encryption technology. Trusted by more than 1 million customers. You can transfer money at home or on the move with our award-winning app. Customer support in 8 languages – English, German, French, Spanish, Portuguese, Polish, Russian and Italian. Email and chat support, with in-app phone support available to customers in some markets. Support centre – answers to frequently asked questions and much more. We are the money transfer service for hard-working people.

Open a global bank account for free to receive and make foreign payments or convert currencies, all in one place. Use your account details to receive pounds, dollars, and euros like a local and manage your earnings. Invoice like a local and manage your earnings. Enjoy quick and efficient online foreign exchange transactions. Say goodbye to bank queues and disappointments. Enjoy fast global money transfer with your international bank account on Grey. Share your account details to get paid, or spend around the world with your debit card. Verify your identity using your government-issued ID. Sign up online, or in our app with your email address. We don't lend out your money and we make sure that it's always secure with our institutional partners so you have nothing to worry about. Our AML and security teams are dedicated to keeping your account safe and protected from fraud at all times.

Cheaper, faster, easier, and more convenient overseas money transfer to 49 countries around the world. We operate in accordance with local laws and regulatory standards of the jurisdictions in which we operate. Through our conformity with the law, we ensure that our customers are protected as comprehensively as possible. Our customers’ personal information and payment transactions are encrypted and protected using TLS (Transport Layer Security) technology and P2P technology in order to prevent phishing scams. We also conduct regular security checks in accordance with local regulatory requirements.

We Help You Find the Cheapest and Fastest Way to Send Money Abroad Our real-time comparison engine searches the top, most trustworthy, money transfer sites in order to find you the best exchange rates, and save you the most possible money on transfer fees. It’s free to use and takes mere seconds to see results.

Stay closer to your loved ones. Choose your destination to see what we can offer. Forget about disconnection. Now staying in touch is only one app away. Talk and text with a reliable, low-cost service that delivers on its promise to help you keep in touch across the miles. Create a new account now and get $2 to start calling. We want your money transfers to be easy, convenient, and safe. Enjoy low fees, excellent exchange rates, and easy repeat transactions. Discover the power of international money transfer in just a few clicks. Your first transfer is free up to $300! An easier way to stay connected with loved ones and ensure their mobile never runs out of balance. With BOSS Revolution you can send mobile airtime to over 150 carriers across 90 countries with just a few clicks. Stay connected with your loved ones and get a $2 bonus when you download our calling app. Great rates, free calls, and crystal-clear connection. Stay in touch wherever you are with our mobile app.