Best Free Recurring Billing Software of 2026

Melio

Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.

2,205 Ratings

Starting Price: Free

View Software

Visit Website

Invoice Home

Invoice Home Inc.

Choose from hundreds of beautiful invoice templates to create and send custom invoices. Add a professional touch to your invoices by uploading your business logo. Add a personal touch with your own signature. Keep track of invoices on both desktop and mobile devices. Get paid instantly when using one of the supported payment gateways. Go green and avoid printing invoices on paper by emailing them directly to your customers. Creating an account is free and there is no cost for invoicing a combined total of $1000 worth of invoices every 30 days. Sign up today and start invoicing easier with Invoice Home.

5,698 Ratings

Starting Price: $9.00/month

View Software

Visit Website

Caflou

Caflou lets you take control of business, your projects and team and increase your company’s profit. Caflou is all-in-one yet easy-to-use online business management system ideal for marketing agencies or IT teams. With Caflou you can manage your customer relations, projects with their budgets, finances and profitability, track time, manage your team and workload or even automate trivial activities, all in one place from anywhere. Caflou is professional and complex. Replaces the majority of tools that you’re using at present. Functions are logically connected and linked to each other. Constantly and quickly evolving. Keeps your data safe and in one spot. Join 3500+ companies using Caflou. Start Free!

1 Rating

Starting Price: $13.00/month/user

View Software

BluLogix

BluLogix is a leading provider of extensible cloud-based monetization solutions, empowering B2B businesses to optimize their subscription, recurring revenue and usage-based billing processes. The BluLogix platform delivers flexible, scalable, and feature-rich solutions across industries, helping increase revenue, profitability, innovation and customer satisfaction. BluLogix provides end-to-end automation and seamless integration across the revenue process, tailored for businesses with complex billing needs. It is built to adapt rapidly to evolving business requirements, ensuring customers can capitalize on the subscription economy with efficiency, accuracy, and speed. Recognized by industry analysts as a leader in recurring revenue, BluLogix specializes in complex and consumption-based billing solutions, and is a trusted partner for businesses seeking to optimize their quote to cash processes, drive revenue growth, increase profitability and enhance customer satisfaction.

Starting Price: $500.00/month

View Software

Exact Payments

Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.

8 Ratings

Starting Price: Free

View Software

Transaction Cloud

Transaction Cloud is the most efficient platform for Payments, SalesTax/VAT/GST compliance (collection, filing), Subscription Management, Recurring Billing, Invoicing and Fraud Detection. It is used by companies around the world to simplify their payment, tax, accounting and risk management process. Transaction Cloud uses its innovative Singularity Integration architecture which saves 50% of resources and time required for integration. Moreover, the points of failure and maintenance cost over the long run are significantly reduced resulting in a reliable, resilient, and efficient system. Their pay as you go pricing is the most competitive in the industry. Their support for multiple currencies, major credit cards, wallet payments (ApplePay, GooglePay, PayPal) and fast interface results in high conversion rates. In conclusion, Transaction Cloud is a strong, customer focused, transparent, reliable and secure platform made exclusively for selling SaaS and digital products.

4 Ratings

Starting Price: Free

View Software

Paddle

Paddle Payments

Paddle is a subscription commerce and billing platform for Software and SaaS companies. It’s more difficult than ever to keep up with customer demands, to find new international growth opportunities, and to manage your internal resources effectively. With Paddle, you spend less time on fixing internal roadblocks and can focus on scaling your business. Paddle provides a full suite of tools from optimized checkout to sell your software, to recurring billing, fraud detection, manual invoicing, sales taxes, global currencies, customer support, analytics and much more, all in one platform. Choose how you want to sell, Paddle supports every type of sales motion. Optimize your checkout for conversions, scale your sales-assisted invoicing to more business accounts, and add subscription billing

2 Ratings

View Software

Razorpay

Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts.

2 Ratings

View Software

Wave Accounting

Wave Financial

Powerful, free accounting software. Wave’s easy-to-use accounting software can connect your bank accounts, sync your expenses, balance your books, and get you ready for tax time. Start taking control of your finances today. We designed Wave for small business owners. No jargon, just easy software that makes sense. After creating your account, everything's set up so you can get started right away. Access it anywhere, any time. Your data is always available, and it’s backed up for extra peace of mind. Connect your bank accounts in seconds. The transactions will appear in your bookkeeping automatically, and you can say goodbye to manual receipt entry. Have an eye on the big picture so you can make better business decisions. Our robust reports are easy to use and show month-to-month or year-to-year comparisons so you can easily identify cash flow trends. When everything is neatly where it belongs, tax time is simple.

7 Ratings

Starting Price: $35 per month

View Software

Stripe Billing

Stripe

Stripe Billing is the fastest way for your business to bill customers with subscriptions or invoices. Capture more revenue, support new products or business models, and accept recurring payments globally. Start collecting one-time or recurring payments via card, ACH, and other popular payment methods instantly. Test and roll out changes via our API or right in the Dashboard. Flexible billing logic for everything from per-seat pricing to metered billing out of the box. Support for coupons, free trials, prorations, add-ons, and overages is built-in. Reduce churn with smart retries, automated failed payment emails, and an automatic card updater. In 2021, Stripe Billing helped businesses recover 38% of failed payments on average. Understand your growth, churn, and financial health with automated reporting and revenue recognition. Easily sync billing and payments data with the rest of your workflows.

1 Rating

View Software

Maxio

Maxio empowers growing B2B SaaS leaders to monetize their business and uncover critical financial insights in an unpredictable market. Natural growth isn’t a straight shot; it ebbs and flows along with the market. Wherever you are on your growth journey, Maxio gives you the tools to navigate your business through every inflection point. You need a system that can support your monetization model (no matter how simple or complex) without sacrificing the agility required to meet changing market demands. With Maxio, you’re always striking the right balance. Don’t let your systems hinder your ability to go to market. Maxio sits at the heart of your tech stack, automating the manual tasks that exist between your CRM, GL, and reporting tools. To navigate through an ever-changing market, you need insights today—not two weeks from now. Maxio gives you the ability to answer your toughest business questions quickly and accurately.

1 Rating

View Software

Billsby

Whatever your subscription business, rely on Billsby for easy and accurate recurring billing. The most powerful, customizable and easy to integrate subscription billing software used by hundreds of companies worldwide to simplify revenue operations. Every Billsby account supports unlimited products, plans and cycles - making it really easy to support even the most complex plans. Once customers sign-up and as their subscription changes, use Zapier to complete follow up tasks across all of the other tools and services you use to run your business. Our drop-in checkout helps customers to sign up for your product quickly and easily, with low development effort. Customers can manage their own account with our drop-in account management tools - reducing service costs.

Starting Price: $35 per month

View Software

Recharge

Recharge is the leading platform to launch and scale your subscription business. Sell subscriptions on your Shopify store. Transform existing one-time products into subscription options easily. Give your customers auto-delivery options for the products they love. Recharge makes selling boxes of the month simple. Manage your subscription-based business with tools such as set delivery and cut-off dates, inventory forecasting, and order management. Quickly add the option to subscribe and save to your product page. Offer a discount to customers who receive your product on a recurring schedule. Sell and manage repeat orders in one powerful yet simple all-in-one platform. At last, your subscription orders are together in one place and easier than ever to manage. Get up and running with Recharge in minutes with absolutely no strings attached. Transform one-time products into subscription products.

Starting Price: $300 per month

View Software

Pelcro

Pelcro Inc

Pelcro is an all-in-one Subscription & Membership Management Platform. A comprehensive and self-serve platform with no code required but has all of the development tools to provide ultimate flexibility. Top Pelcro Features: - Easily create subscriptions and e-commerce products in one place - Easily create metered paywalls, choose which content or features should go behind a paywall -Use advanced targeting to personalize the language and currency based on your user's location - Create and customize the user experience based on your brand - Fast check-out experience with Google Pay, Apple Pay, and PayPal -Manage users from the CRM or let them make changes from their self-serve dashboard -Customize and automate the payment journey, pricing models, and user flow based on your preferences - Export Analytics Reports including Gross Revenue, New Subscriptions - We offer 24/7 technical support Visit Pelcro.com to start for free or request a demo.

Starting Price: Free Version

View Software

Cloudmore

Whether you're a business looking to solve a recurring services procurement challenge, a vendor transitioning to recurring revenue, or a service provider moving to the cloud, Cloudmore has a solution for you. One place to sell, manage and bill your subscription channel partners and customers. Solve the procurement challenge for recurring and metered services. Reduce your billing processing time and remove costly billing errors. Users can self serve to discover and acquire the services they need. Showcase and sell your services in an internal or external marketplace. Select services from Cloudmore's service catalog and sell these to your users in their curated e-store. Manage pricing on a global or per customer basis. Create offers and quotes from your service catalog. Your admin users can discover, provision and manage services and view monthly billing details.

Starting Price: 499

View Software

Rainex

Rainex is a 30 min-to-set-up billing and subscription management platform. Rainex is a convenient platform that streamlines the setup of subscription payments for businesses, making it a quick and efficient process. By utilizing Rainex's all-in-one platform, you can simplify and optimize your subscription payment processes. Key Features: - Subscription, billing and invoice management. - Multilingual and variable auto-notifications, event notifications. - Multi-currency and multi-language support. - Auto-payment with renewable debit. - Auto-dunning. - Auto-renew subscriptions. - Multiple gateways. - LTD plan price and subscription. - Automatic Tax detection and calculation. - Single Sign-on. - Fully customizable Customer Portal, CNAME (custom domain). - Portal widgets. - Real-time analytics.

Starting Price: $99/month

View Software

Zoho Billing

Zoho

Handle recurring billing and payments effortlessly with Zoho Billing (formerly Zoho Subscriptions), a powerful subscription management software. With Zoho Billing, small businesses up to large enterprises can manage the entire customer life cycle--from accepting recurring payments to handling customer subscriptions--with ease. Top features include recurring billing, subscription management, subscription metrics, subscription finance, payment gateways, and a number of integrations. Effortlessly manage your products or services and pricing with a comprehensive product catalog. Make sales a breeze by optimizing sales strategies with flexible pricing models and the pricing table widget. Unleash seamless quotation, invoicing, and expense tracking. Handle projects and timesheets effortlessly, and generate e-invoices for swift and smooth transactions that comply with regional regulations.

Starting Price: $39 per month

View Software

ReliaBills

Get paid faster and save tons of time with the help of ReliaBills. A cloud-based platform built for small businesses, ReliaBills helps businesses eliminate the hassle of invoicing and billing clients by automating these processes. ReliaBills lets users manage customer information, customize and invoices, generate reports, and automat collections. Plus, users can also easily access their accounts from anywhere.

Starting Price: Free

View Software

FINSYNC

FINSYNC’s mission is to help small to midsize businesses grow and succeed with innovative software and unmatched service. Our payments platform helps businesses centralize control of payments, and our complete solution for payments, invoicing, bill pay, payroll, accounting, financing, cash flow management and services helps businesses grow in new and empowering ways. We deliver unmatched service through a virtual community of specialists who share our commitment to helping entrepreneurs succeed. Get matched with a financial professional that’s best positioned to help you grow for unrivaled support with bookkeeping, accounting, human capital management, financial analysis and corporate strategy. Businesses that use FINSYNC benefit from improved operational efficiency, lower operating costs, better analytics, better service and quicker access to lower-cost capital delivered through the FINSYNC Lending Network.

Starting Price: $10.00/month

View Software

Subscreasy

Let subscreasy handle subscription billing for your SaaS. Mrs. Burcu preferred to use subscrEASY instead of investing in an in-house subscription billing module. Using Github ‘s ready-made client code, the integration was completed in 24 hours. She performed her tests in a free-of-charge sandbox environment. She was saved from investing in subscription fairs. She spends her budget and energy on her own business. Now, she’s enjoying using a well-tested, ready-to-use subscription billing platform.

Starting Price: $19.00/month

View Software

Fakturia

Luminea IT Services

Fakturia keeps track of your customer contracts : minimum contract term, billing interval, period of notice, prepaid or postpaid - Fakturia knows what needs to be done when and does it for you - fully automatically! Fakturia is multi-currency capable and supports multiple languages as well as country-specific tax rates . Thus, it is well prepared for use on international markets. Time-consuming cancellation processing is done with Fakturia with just a few clicks: the customer receives a confirmation of cancellation by e-mail and, if necessary, a correction invoice in the event of overpayment. Any number of brands can be managed with one Fakturia account via the project management . Articles, contracts etc. can be grouped according to the projects. With the integrated text management , you can maintain all texts fully internationalized in all desired languages. Thanks to the scripting support , logical dependencies can also be easily resolved.

Starting Price: $29 per month

View Software

ePayPolicy

The Simplest Way to Collect Insurance Payments. Accept credit card and ACH payments online. Speed up receivables, bind policies faster, and provide an experience your clients will love. Created by insurance experts for the insurance industry, ePayPolicy provides the simplest solution for insurance agents, brokers, MGAs, and premium finance companies to collect credit card and ACH payments. Easily collect credit card and ACH payments from insureds using your own branded payment page and unique URL. Collect and send funds across the insurance industry and utilize additional features after integrating your management system. Easily collect digital payments from insureds and pass them along to your broker and MGA partners with ease. ePayPolicy is on a mission to eliminate paper checks. Our simple, insurance-centric solution lets you collect digital payments and send funds across the industry.

Starting Price: $20 per month

View Software

Karlia

Complete CRM software for customer monitoring, invoicing, accounting and projects. Need to save time and automate? Karlia: a software, adapted to all your needs, powerful functionalities but very simple. All-in-one CRM software, invoices, automated accounting, time and projects. CRM - Gain visibility on your pipelines. Manage your prospect and customer business cycles. Create custom fields. Add views to the directory. Edit quotes and invoices in one click. Create quotes in your opportunities. Turn them into invoices. Purchase order, delivery note and stock. Simplify your expense and supplier management. Add expenses with your receipts. Create recurring purchases. Manage your outstanding suppliers. Automate your accounting. Connect your bank accounts. Do the automatic bank reconciliation. Easily export accounting entries. Connect with your customers. Communicate with your customers. Share business documents. Have your proofs validated.

Starting Price: $17.70 per user, per month

View Software

Butter

Butter Payments

Butter is ending involuntary churn for direct-to-consumer and SaaS subscription brands by recovering failed payments and subscribers faster, and more efficiently, delivering 5%+ ARR growth. How do we do it? We build and deploy custom machine learning algorithms that analyze each individual failed payment, enabling us to determine the optimal approach and timing for retrying the transaction. Unlike traditional retry solutions that employ a generic "one-size-fits-all" approach, our tailored approach ensures that no potential recovered revenue is left on the table. Intelligently tackling failed payments and payment health leads to: Reduced Churn Rates - Reducing customers lost to failed payments decreases churn and the impacts compound over time Increased LTV:CAC Ratio - With fewer customers churning due to failed payments, your overall LTV improves Increased Top-line ARR - 5%-10% more revenue recovered from failed payments

View Software

Peakflo

Streamline bill payments & invoice collections. Put your accounts payable & receivable on auto-pilot. Spend more time growing your business, and less on managing your payments. Create Purchase Quote and streamline the approval process before sending it to the vendor. PO Matching to vendor invoice and track open/closed PO with budgets. Capture vendor invoice details automatically or manually and make payments confidently at 0% FX markup. Create professional draft invoices and allow customers to confirm the amount before you invoice them. Set up smart workflows with automated WhatsApp and email reminders. Say goodbye to spreadsheets. Leverage the dashboard, detailed out-of-the-box reports, and customer timelines to stay up to date. Integrated task management. Centralized workspace with promise-to-pay tasks and actions that allow your team to follow up with customers with a click. Two-way integration with your accounting software.

Starting Price: $1,120 per month

View Software

UniBee

Automate billing processes, manage subscriptions and gain insights with UniBee's open-source billing and payment management software. To achieve this, we’ve developed an open-source billing system that reduces costs and increases flexibility compared to commercial options. Our goal is to provide powerful billing tools to all businesses, enabling them to create effective pricing strategies.

Starting Price: €300

View Software

Rebilly

Don’t let limited payment providers, messy reporting and compliance headaches get in the way of growth. Solve and future-proof all things payments with a single integration. Instantly connect 110+ payments gateways and 50+ methods in 100+ currencies. Manage and optimize all things payments in the same interface while Rebilly’s vaulting technology and enterprise security keep your payments secure, PCI compliant, and future-proofed. Forget gateway lock-in and shrug off growing pains. With your data safe and manageable in one place, you’re free to expand to any market, payment method, industry and business model at a moment’s notice. Complete more, more profitable transactions, maximize customer lifetime value, reduce fraud risk and make data-driven decisions with a streamlined workflow.

Starting Price: $149 per month

View Software

PayWhirl

The most flexible subscription payment software on earth. PayWhirl provides powerful widgets & tools to help you handle your recurring billing like a pro - sell subscriptions, pre-orders, payment plans and much more. Online recurring payments & subscription billing. Simple to setup, simple to use on any website. No contracts, cancel anytime. Embed a customer portal into your website so customers can login to manage their subscriptions. PayWhirl will automatically schedule and charge recurring payments from your customers. Easily accept payments from your website, on your phone or tablet, by email or over the phone. Maximize revenue with recurring billing. PayWhirl simplifies your billing so you get paid on time, every time. Chain subscription plans together to create custom billing schedules to fit any business model.

Starting Price: $49 per month

View Software

Billby

BILLBY.COM

The free way to grow a subscription business. Whether you're large or small, Billby has everything you need to run a subscription business. Billby is a free online service that makes managing subscribers and billing so simple you can be up and running within minutes. Billby integrates with popular accounting systems like xero and quickbooks as well as payment gateways like stripe and braintree to provide all the tools you need to run a subscription or membership business. Billby is suitable for any recurring revenue business model, including: software vendors, internet service providers, pay-as-you-go products, club memberships and learning services. Add sign up pages to your website without writing any code or create your own and integrate seamlessly using our developer tools. Adapt subscriptions to suit your customers evolving requirements; using billing cycles, complex pricing models and subscription add-ons.

View Software

PayXpert

THE PERFECT FORMULA TO INCREASE YOUR SALES Our Payment Gateway together with our Central Panel and our Connect2pay payment page solution are the result of years of experience in the payment industry. We constantly revamp them as our innovative experts come up with new ideas and our clients’ needs grow. With PayXpert, you will benefit from an innovative payment technology. We help you to improve your conversion rate while keeping you safe. Use the advanced payment technological tools that PayXpert team has developed. In accordance with local payments habits, one of the main key to be successful in company internationalization is to have the right payment method to get high volume of sales. With PayXpert, you can go international with local payment methods. Our payment solutions enable our clients to open business worldwide. PayXpert is connected with a large network of acquirers and also with many Alternative Payment Solutions around Europe, Morocco and Asia. & more

View Software

Best Free Recurring Billing Software

Compare the Top Free Recurring Billing Software as of April 2026

What is Free Recurring Billing Software?

Melio

Invoice Home

Caflou

BluLogix

Exact Payments

Transaction Cloud

Paddle

Razorpay

Wave Accounting

Stripe Billing

Maxio

Billsby

Recharge

Pelcro

Cloudmore

Rainex

Zoho Billing

ReliaBills

FINSYNC

Subscreasy

Fakturia

ePayPolicy

Karlia

Butter

Peakflo

UniBee

Rebilly

PayWhirl

Billby

PayXpert

Best Free Recurring Billing Software

Compare the Top Free Recurring Billing Software as of April 2026

What is Free Recurring Billing Software?

Melio

Invoice Home

Caflou

BluLogix

Exact Payments

Transaction Cloud

Paddle

Razorpay

Wave Accounting

Stripe Billing

Maxio

Billsby

Recharge

Pelcro

Cloudmore

Rainex

Zoho Billing

ReliaBills

FINSYNC

Subscreasy

Fakturia

ePayPolicy

Karlia

Butter

Peakflo

UniBee

Rebilly

PayWhirl

Billby

PayXpert

Related Categories